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All Nigeria Banks Transfer USSD Codes - Full List

Banks USSD Codes: Full List Of Transfer Code For Banks In Nigeria




Bank transfer codes in Nigeria have become inevitable that most bank’s customers who use the (financial institution) Nigerian banks resort to instead of their physical presence in banks for transactions.


Bank transfer codes in Nigeria:



  • Access Bank: Simply dial, *901#.

  • EcoBank USSD code: Dial, *326#.

  • Fidelity Bank USSD code: Dial, *770#.

  • FCMB Bank USSD code: Dial, *329#

  • First Bank of Nigeria USSD code: Dial, *894#

  • GTBank USSD code: Dial, *737#

  • Heritage Bank USSD Code: Dial, *322#

  • Jaiz Bank USSD code: Dial, *389*301#

  • Keystone Bank USSD Code: Dial,*322*082#

  • Polaris Bank USSD code: Dial, *833#

  • Stanbic IBTC Bank USSD code: Dial, *909#

  • Sterling Bank USSD Code: Dial, *822#

  • Union Bank USSD Code: Dial, *389*038#

  • Unity Bank USSD Code: Dial, *389*215#

  • UBA Magic Banking USSD code: Dial, *919#

  • Wema Bank USSD code: Dial,*945#

  • Zenith Bank USSD Code: Dial, *966#


1. Access Bank Transfer Code


Access bank

Access Bank transfer code provides various services to her customers without their physical presence in any of the bank branches.

To use the Access Bank transfer code, follow the below procedure:

  • Recharge airtime: *901*Amount#

  • Create your account: *901*0#

  • Balance enquiry: *901*5#

  • Transfer funds to Access Bank: *901*1*Amount*Account Number#

  • Transfer funds to other banks: *901*2*Amount*Account Number#

  • Merchant payment: *901*3*Amount*Merchant Code#

  • OTP generation: *901*4*1#

  • Recharge airtime for others: *901*Amount*Phone Number#


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2. EcoBank Mobile Transfer Code


EcoBank transfer code provides various services to its customers without their physical presence in any of the bank branches. Using the Ecobank transfer code simply dial *326#.

To use the EcoBank transfer code, follow the below process:

  • Simply dial *326#

  • Press Send,

  • A message will appear on your screen,

  • Follow the on-screen instructions,

  • Select your preferred transaction


3. Fidelity Bank


Fidelity Bank provides its customers with strong financial security. To get a pin for your mobile banking on your phone, you will be required to create a pin to use for your money mobile transfer. To create a pin dial, *770#.

Fidelity Transfer Code:

  • To transfer funds to another customer: Dial, *770*4*AMOUNT*ACCOUNT NUMBER#.

  • To transfer funds to other banks customers: *770*AMOUNT*BENEFICIARY ACCOUNT NUMBER#

  • To recharge airtime for self: Dial, *770*AMOUNT#.

  • To recharge airtime for others: Dial, *770*AMOUNT*RECIPIENT NUMBER#.


4. FCMB USSD


The First City Monument Bank Transfer Code is easy and direct. Simply dial *329#.

  • Recharge airtime for yourself: *329*Amount#

  • Recharge airtime for others: *329*Amount*Mobile number#

  • Transfer funds to another bank account: *329*Amount*Account number#

  • Reset your PIN: *329*0#

  • Check your balance: *329*00#


5. First Bank USSD Code


To carry out transaction from your First Bank account using the First Bank Transfer Code, simply dial: *894#

The First Bank Transfer Code can carry out the following:

  • To create your account: *894*0#

  • To transfer funds to another person: *894*Amount*Account number#

  • To check your airtime: *894*00#

  • Mini-statement: *894*Account number#

  • Recharge airtime: *894*Amount#

  • Recharge airtime for others: *894*Amount*Number#


6. Jaiz Bank USSD Code for Mobile Banking




jThe Jaiz transfer code is*389*301#





The Jaiz Bank USSD Code for Mobile Banking is *389*301#. With this code, you can easily transfer funds and pay bills, buy airtime, and much more across Nigeria.


7. Guaranty Trust Bank: GTB Transfer Code


Gtbank, Guaranty Trust Bank Plc

GTBank transfer code is simple, simply dial *737# to start any transaction.

Read: How to transfer money from GTB account to other Banks

  • Create your USSD account: *737*0#

  • Reactivate your account: *737*11#

  • Transfer funds between GTBank accounts: *737*1*Amount*NUBANAccount Number#

  • Transfer funds to other banks: *737*2*Amount*NUBANAccount Number#

  • Recharge airtime for yourself: *737*amount#

  • Recharge airtime for others: *737*Amount*Recipient’s number#

  • Check bank balance: *737*6*1#

  • Check BVN number: *737*6*1#

  • Other inquiries: *737*6#


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8. Keystone Bank Transfer Code


To make a mobile money transfer of fund using the Keystone Bank transfer code, simply dial: *7111#,  and follow the instruction.

9. Polaris Bank Bank Transfer Code



  • Create your account: *833*1#

  • Transfer funds: *833*Amount*Account Number#

  • Recharge airtime for yourself: *833*Amount#

  • Pay bills: *833*3#

  • Recharge airtime for others: *833*Amount*Phone Number#

  • Check account balance: *833*6#


10. Stanbic Bank Mobile Money Transfer Code


The Stanbic mobile money transfer code offers fund transfer, purchase airtime for self, purchase airtime for others, to pay bills using the code, among others. Simply dial the USSD code *909#.

11. Sterling Bank Mobile Money Transfer Code


Banks USSD Codes: Full List Of Transfer Code For Banks In Nigeria - Brand News Day | Nigeria Business News, Investing, Financial Literacy, Data

The Sterling Bank Mobile money transfer code is easy and simple to use. Simply dial

  • Create your bank account: *822*7#

  • Transfer money to another Sterling Bank account: *822*4*Amount*Account Number#

  • To transfer funds to an account in another bank: *822*5*Amount*Account Number#

  • Recharge airtime for yourself: *822*Amount#

  • Recharge airtime for others: *822*Amount*Phone Number#

  • Check your account balance: *822*6#.

  • Reset your PIN: *822*9#

  • Check your account number: *822*8#.


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12. UBA Bank Mobile Transfer


The United Bank for Africa (UBA) money mobile USSD code is also referred to as ‘Magic Banking.’  The UBA transfer code is: *919#.

  • To recharge airtime for self: *919*AMOUNT#

  • To check account balance,

  • To make bills payment,

  • To check BVN,

  • To transfer funds to other customers,

  • To change Pin,

  • To open an account. Note: you will need a secure pass if you want to transfer above  20,000 Naira a day.


13. Union Bank Transfer Code




The Union Bank transfer code is by dialling: *389*032#.

With the Union Bank transfer code you can do the following:  just dial *389*032#.

  • To recharge airtime for self,

  • To add an account,

  • To check account balance,

  • To make bills payment,

  • To check BVN

  • To transfer funds

  • To change Pin,

  • To open an account.


14. Wema Bank Transfer Code


The Wema Bank Transfer USSD code is by dialing: Dial,*945#.

With the Wema Bank transfer code, you can do the following:  just dial *945#.



































































































Buy Airtime*945*phone Number*amount#
Send Money*945*beneficiaryaccountnumber*amount#
Balance Enquiry*945*0#
Change PIN*945*00#
Get your Account Number*945*000#
Open Account*945*1#
Change account number*945*2*oldaccountnumber*newaccountnumber#
Account Reactivation*945*5#
Send Money to phone/email*945*6*amount#
Receive/ redeem money*945*7*confirmationnumber*amount#
Cash-on-the-Go*945*8*amount#
Remita Payment*945*9*RRR#
Card Control*945*11*last four digits of card pan number#
Pay-with-Mobile*945*12*amount#
Receive Western Union*945*14*MTCN*amount#
Generate OTP*945*15#
DSTV Subscription*945*16*smartcardnumber#
GoTV Subscription*945*17*smartcardnumber#
Startimes Payments*945*18*smartcardnumber*amount#
EKO AND IKEJA DISCO*945*19*metrenumber*amount#
Smile Subscription Payments*945*20*idnumber#
Swift4GBroadband subscription*945*21*idnumber*amount#
Merchant Payment*945*22*MERCHANTCODE*amount#
LCC PAYMENT*945*23*LCC account number*AMOUNT#

15. Zenith Bank Transfer Code


Banks USSD Codes: Full List Of Transfer Code For Banks In Nigeria - Brand News Day | Nigeria Business News, Investing, Financial Literacy, Data

Zenith Bank also uses the Unstructured Supplementary Service Data, USSD code to make a transfer of funds and carry out other transactional services using a mobile phone.

  • Create your account: *966*0#

  • Check account balance: *966*00#

  • Transfer funds to Zenith Bank: *966*6*Biller code*Amount#

  • Recharge airtime for yourself: *966*Amount*Mobile Number#

  • Transfer funds to other banks: *966*Amount*Account Number#

  • Update your BVN: *966*BVN#To

  • Deactivate mobile banking: *966*20*0#

  • Reset PIN: *966*60#